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4 Common Money Problems Between Couple And How To Solve It

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Many couples disagree and argue. But there’s a particular subject that tends to be more damaging to relationships than others. Hence, money. A study published in 2013 in the journal Family Relations examined more than 4,500 couples. Therefore, found that fights about money were a top predictor of divorce regardless of income, net worth, and debt levels.

When you’re constantly at each other’s throats about money. Hence, you and your partner lower the satisfaction you get from your relationship. Even in cases when decreased relationship satisfaction doesn’t lead to divorce. Therefore, it can increase your stress levels. Also, have a negative impact on the health and happiness of other members of the family. In addition to your children too. Understanding what you’re fighting about and why you’re fighting about it helps you and your partner come up with a way to work through arguments.

Spending Habits

(Source: expertbeacon)

Whether it’s you or your partner who’s a shopaholic, a difference in spending habits isn’t something to sweep under the rug. Therefore, Resentment and frustration can grow if one of you feels helpless in the face of the other’s habits. Also, if one feels that the other is spending all your money with no thought for the future. If you and your partner regularly butt heads about the other’s spending habits. Hence there are a few ways you can work through the issue and understand each other better.

Get Everything Out in the Open

Honesty is the best policy in any situation. When you first have the money talk with your partner, break out your bank and credit card statements so each of you can see what the other tends to buy. Before revealing your financial details, promise that you won’t judge each other or make snide comments. Reviewing your spending habits can help you both set goals and find where you need to cut back.

Once you’ve set a budget together, if you slip up and buy a $500 purse or drop $400 on a pair of concert tickets, don’t try to hide it from your partner. Instead, come clean and admit that you overspent on an item.

When you’re honest, you can work together to come up with a solution. You can return the purse if you both agree it strains your finances and is something you simply don’t need. If you can’t get a refund for concert tickets, you can try to sell them on a third-party website, if doing so is legal in your state.

Saving Habits

(Source: wisdomfordominion)

Couples don’t only fight about the spending habits of one another. Also, they often disagree about how (and how much) to save as well. For example, some people might be so focused on saving that they’re willing to pass up many life experiences. Hence, from travel to eating out at a restaurant. While others appreciate a little splurge now and then. Also, One half of a couple might be nervous about investing in stocks and wants only to invest in CDs or savings accounts, while the other half can handle a bit of risk.

Create Common Goals

Sitting down with your partner and making a list of goals. Hence, can help you both determine how much to save each month. If neither of you has focused on retirement savings yet, you can jointly decide to put aside 10% of each of your incomes into your own retirement accounts every month.

Along with long-term saving goals, you should set up shorter-term goals. Perhaps your car is on its last legs – if this is the case, you can agree to set aside a small portion of your incomes every month to save up enough to buy a car outright or put a sizable amount down on a car loan. You can also agree to create a joint savings account for vacations or other yearly purchases, such as holiday gifts and other expenses.

Past, Current, or Future Debt

(Source: kiplinger)

How much debt each of you brings into a relationship. As well as your attitudes toward tackling it can be a source of strife. As with other financial matters. Therefore, you and your spouse can have different mindsets when it comes to debt. Also, from whether it’s acceptable to carry a credit card balance. Also, to whether you should be in a hurry to pay off your student loan debts. Instead of fighting about debt. Hence, you want to be upfront and honest about your attitudes and your actual debt burden and devise a plan to help you both reduce or eliminate your debts.

Work Together to Pay it Off

When you’re part of a couple. Hence, the other person in the relationship doesn’t automatically assume the responsibility of any debt you bring into the partnership. In fact, any debts you bring into a relationship remain your sole responsibility, even after you get married. That doesn’t mean that you and your partner can’t work together to figure out a debt repayment plan. Thus, what works best for your joint budget. After all, coming up with a joint plan to reduce debt can help you work together to achieve other financial goals, such as qualifying for a mortgage together and purchasing a home.

Come up with a debt payment strategy together. You can decide to tackle any consumer debt first, putting a significant portion of your income toward credit card debt. Once that’s paid off, you can focus on your student loans and other less expensive debts.

If one of you has more debt than the other, try not to resent that person. The important thing is that you are both working together now to pay off the debt so that you can move forward with your financial lives.

Who Earns What

(Source: quebecormedia)

It’s fairly common for one partner to earn more than the other, and income disparity can lead to fights and feelings of resentment or insecurity. Additionally, one partner can feel inclined to have more of a say over what happens to the money if there is a big difference in income.

Divide Responsibilities

In some cases, a partner who earns less might take on more responsibilities at home to try to close the gap between incomes. A spouse who doesn’t have an income producing job might care for the kids or work to put dinner on the table every night.

However, even if one of you works and the other doesn’t, it’s not fair for any single person to do all the household chores or handle all of the home maintenance issues. A partner who has to care for a home alone, without help or support from a spouse, can start to feel angry and resentful.

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Health

Should You Buy Sex Toy From The Drugstore?

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With so many options for sex toy shopping, it can be difficult to know where to buy your next toy. Mainstream retailers are more accessible for those who live outside metropolitan areas where many sex toy shops exist. Also, they offer competitive prices. But does wide accessibility mean they’re cutting corners on quality? And while feminist boutiques offer a curated shopping experience. Therefore, it can be frustrating to feel like you’re paying a premium for the same item. That you could have scooped up on Amazon.

(Source: reddit)

The truth is, there are pros and cons to both shopping experiences. Also, the right one for you is going to depend on your individual needs. Here are a few scenarios where one set-up might be a better fit than the other.

You’ve Got A Limited Budget—And Even More Limited Time

(Source: cnbc)

Big box stores typically offer a pretty appealing price point, too. “Since major retailers purchase goods in bulk, both the store and the manufacturer can offer quality toys at lower price points than boutique sex stores,” says Jamie Leventhal, president and CEO of Clio Corporate, the company behind Walmart’s in-house sex toy line, plusOne. And those competitive prices potentially mean more opportunities to explore different sorts of stimulation. “Someone could buy our entire range of sex toys for less than $90 at Walmart. Hence, while some vibrators in boutique shops start at $90. Also, if the toy isn’t the right fit for you. Hence, it’s money down the drain,” Leventhal points out.

You’re A Savvy Shopper Who Knows Exactly What You Want

(Source: mustsharenews)

You’ve tried a bunch of products, you know the brands you like, and now you just want to get a good deal. You may find that a big box store stocks the exact same product—say, the lubricant Astroglide—that you’ve been buying from a specialty boutique, but at a much, much lower price. At the end of the day. Thus, Astroglide is Astroglide is Astroglide. Also, the markup associated with buying it at a small shop can start to add up if you’re going through bottle after bottle at a rapid pace.

You’re Worried About Getting Duped

(Source: liverpoolnews)

Most shoppers know that third-party retailers aren’t always totally trustworthy. “On Amazon, sometimes you’ll buy a phone charger, and it’ll say ‘certified,’” says Finn. “And then you go to plug it in your phone and your phone says, ‘This accessory is not supported.’ There’s no guarantee that [a vibrator you buy from Amazon] is going to be the real thing. It could be a dupe.”. Also, once you discover you’ve been tricked. Thus, you’ll have to navigate that seller’s return policy. Hence, which may not be as generous as Amazon’s. Not sure if you can tell the genuine article from a cheapo knock-off? Make your way to a specialty boutique, where everything comes with the store’s guarantee.

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Beauty

6 Trendy And Chic Sports Bra That Also Comfortable Too

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When it comes to workouts, it doesn’t take a lot to derail a much-needed sweat sesh. Whether it’s a lack of an acceptable hair tie or the allure of post-work cocktails. Hence, if there’s ever been an excuse to skip the gym, I’ve used it.

(Source: health)

Despite my good intentions, there’s only one thing that motivates me to sweat it out: athleisure—and lots of it. Preferably the kind that can take me from spin class to brunch with ease. Enter Addison Bay: A newly-launched activewear site. Thus, features sports bras, leggings, and other quality gym basics from several brands. Therefore, bridge the gap between fashion-forward and functional.

(Source: health)

The new e-commerce site will help gym-goers can shop bras, bottoms, and bags from dozens of activewear brands. Thus, including Alala, Phat Buddha, Montreal London and more. Prices range from $40-$300, and while Addison Bay doesn’t promise that you’ll actually show up to that yoga class. But, the shop’s selection of high-performance sports bras may be all the gym motivation you need.

Onzie Mudra Sports Bra

(Source: addisonbay)

Pair a statement-making cheetah print bra with a basic black bottom or matching leggings.

Shop at: $58; addisonbay.com

With Studio Sports Bra

(Source: addisonbay)

Ideal for everyday activities, this sports bra features supportive cross-back straps, a deep neckline, and sweat-wicking material.

Shop At: $58 addisonbay.com

Noka’oi Huli Ola Sports Bra

(Source: addisonbay)

Rock this retro, color-blocked bra for more low-impact activities like Pilates or yoga.

Shop At: $135 addisonbay.com

L’Urv My Reflections Sports Bra

(Source: addisonbay)

An abstract black-and-white print adds interest, while compression fabric helps improve circulation mid-workout.

Shop At: $75 addisonbay.com

925 Fit Sneak Pick Sports Bra

(Source: addisonbay)

An open-weave back makes this striped bra a perfect fit for low impact, high-sweat workouts.

Shop At: $72 addisonbay.com

Monreal London Jacquard Sports Bra

(Source: addisonbay)

A racerback lends additional support to this bra, which boasts an unexpected pop of pink.

Shop At: $95 addisonbay.com

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Beauty

Don’t Make This Laundry Cardinal Mistakes Or Your Sports Bra Can Get Ruined

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Like a worn-in pair of sneakers or a well-curated playlist, top-notch athleisure is the key to any successful workout. In fact, a sweat sesh is only as good as the quality of your activewear. Hence, especially when it comes to the durability of your sports bra.

(Source: bustle)

But as much as you rely on your go-to sports bra to keep you dry. Also, supported throughout just about any activity. Thus, like Pilates classes and couch-lounging sessions included, you may be sabotaging the lifespan of your most beloved bras.

(Source: health)

It turns out poor laundry habits can wreak havoc on your clothes. And according to Drew Westervelt, founder of hypoallergenic laundry detergent HEX Performance. Hence, the cardinal rule of washing clothes is one that’s regularly broken by even the most adept laundry pros. “Never ever use fabric softener,” he says. “Regular fabric softeners were not made for today’s workout clothes.” The reason for this. Thus, because most workout clothes are now made with synthetics.

(Source: pinterest)

Synthetics is a new type of fabric that’s not well-suited to harsh softeners. Instead, Westervelt suggests ditching your bottle of fabric softener in favor or a fabric booster. Hence, that’s better suited for moisture-wicking synthetics like sports bras.

You Can Use Lingerie Bag Too

(Source: kimbentley)

Another way to ensure your undergarments last well beyond the duration of your gym membership. Hence, to wash them in a mesh lingerie bag. “Sports bras are probably your most durable bras, but they can still use a little care when machine washing,” Westervelt says. Rather than tossing your bras in the wash alongside everyday t-shirts, leggings, and jeans. Therefore, clean sporty delicates in a separate bag on a washing machine’s gentle cycle.

(Source: fleetfeet)

If you’re concerned about inevitable wear and tear, opt for hand washing, and air dry your sports bras when possible. “Unless you plan to wear your sports bra in the 30 minutes after washing, air dry it,” Westervelt says. “Sports bras dry quickly, so just grab it out of the wash and lay flat to dry.”

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